have to cancel or interrupt your trip because of a covered reason, this
insurance will reimburse you for nonrefundable deposits. What is a covered
reason? It depends on the policy. Reasons may include illness, tour
operator bankruptcy, or terrorism. Most companies selling these policies
require that you book your trip cancellation policy within seven days
of making your initial trip deposit.
insurance is often paired with medical insurance, in which case the
combination is referred to as Travel Insurance.
element of travel insurance is critical, since very few health plans
travel beyond their country of issue. Indeed, most HMOs and many PPOs
don't travel well even beyond their local network.
not sure whether your health plan will cover you on a particular trip,
then ASK!!!! If you travel a lot, buy an annual travel insurance policy
that will cover you wherever you go.